ICAP - Iowa Communities Assurance Pool


The ICAP Hotline is Now Available!  Call 1-888-303-ICAP with all of your informational needs.  This line does not replace your legal counsel or claim reporting procedures.  If a claim occurs, please contact PERSI's Claims Department at 1-888-520-4074.  If you have loss control questions or concerns, please contact PERSI's Loss Control Department at 1-800-239-7557.  for additional information, call 1-888-303-ICAP or visit the News Page.

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Welcome to the Iowa Communities Assurance Pool!

Iowa Communities Assurance Pool (ICAP) was designed in response to Iowa legislation that authorizes and permits Iowa entities to form a local government risk pool. ICAP offers property and liability coverage at a stable cost from year to year. Since its formation in 1986, ICAP has met these goals. The public entities and special districts that are its members own ICAP.

ICAP has grown steadily since its formation. Currently ICAP has 627 members consisting of:
    # of cities 296
    # of counties 68
    # of fair boards 42
    # of other public entities 221

The purpose of ICAP is to form a local government risk pool, to provide for joint or cooperative action by members relative to their financial and administrative resources for the purpose of providing risk management services and risk sharing facilities to the members and to the member's employees and to defend and protect any member of the pool against liability.